Since HH is a GE retiree we have drug benefits only, through our GE Retiree benefits.
Because of a change that GE made in who covers that for us retiree families, we were bumped from our Medicare Advantage policy with Humana back to Medicare, necessitating a selection of a supplement policy.
Here with just a few days to go, did we finally realized we had to make new arrangements.
Yes we received info from GE and Medicare, and half a dozen other companies, but due to a misunderstanding by me, I thought we were to just remain in the policy we had.
Just to make sure I called our Humana rep and WOW were we surprised.
Had to start all over again with Medicare and a secondary.
I had worked with insurance many years professionally but obviously forgot, no, everything is changed now, due to provision of drug coverage by Medicare.
Drug policies have what is called "A doughnut hole" and our GE coverage does not. We are allowed to keep that GE coverage, but that eliminates us from MC Advantage
Policies which has the drug coverage we don't need.
So any way, we are settled now.
At our age we may end up on the "death panel" project.
Sounds like an attempt to combine Hospice care and Medical care into one, or lack of, thereby saving the (shhh) government some money?
That is why I named the new year
The Year Of Surprise.
Hope this does not offend anyone!!!
